Certainly! Here’s the comparison without bolding:

Ponto and CodaBox are two options used for processing payments, each offering its own set of advantages and disadvantages. Here's a detailed comparison to help you choose the right solution for your needs:

Advantages and Disadvantages of Ponto:

Advantages:

- Payment transactions are quickly available, with a maximum delay of 4 hours.

- Recommended if CodaBox is not available through your accountant, at a cost of only €4 per month.

Disadvantages:

- Needs to be reauthenticated every 180 days.

- Limited to linking only one bank account number.

Advantages and Disadvantages of CodaBox:

Advantages:

- Payment transactions are available with a delay of only 1 day.

- Free for entrepreneurs if the accountant has a CodaBox account.

- Once linked, no further authentication is required.

- Ability to read multiple bank account numbers, providing flexibility.

Disadvantages:

- Initially dependent on availability through the accountant.

Reasons to Stick with CodaBox if Already Linked via Accountant:

- Free for the entrepreneur if the accountant already has a CodaBox account.

- No need for repeated authentications after the initial setup.

- Ability to manage multiple bank account numbers, which can be beneficial for businesses with more complex financial needs.

Choosing between Ponto and CodaBox will depend on your specific requirements, such as the need for multiple bank account management and the convenience of reauthentication. If CodaBox is already set up through your accountant, it might offer more benefits in terms of cost and usability.